The Fair Credit Reporting Act gives you the right to receive a credit report from each of the 3 credit bureaus every year for free. This was enacted by the FTC to allow people to audit their credit report for errors and misuse. The advice on getting free annual credit reports below will help you […]
Credit Activities To Avoid Before Buying A Home – Recommendations For Future Franklin TN Home Buyers
Credit reports are generated by three credit bureaus (Experian, Equifax, and TransUnion). They all use a differing methods to calculate a figure that represents your credit history. The greater the score, the better your credit worthiness. Certain activities will have a detrimental impact on your score and can potentially discourage mortgage companies from granting you […]
Home Buying Credit Score Improvement Methods For Franklin, TN Real Estate
There are many ways to prepare for purchasing a property. A particularly critical one is to analyze your credit reports in advance as those scores affect your loan alternatives and interest rate. Below are home buying credit score improvement methods for Franklin, TN real estate. Locating Mistakes Your credit score determines if you qualify for […]
